• Will the U.K. Credit Check leave a footprint on my credit file?

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WHAT’S COVERED IN THIS ARTICLE?

This article covers whether the U.K. Credit Check will leave a footprint on your credit file. 

WHAT DO I NEED?

N/A.

GUIDANCE:

The U.K. Credit Check, run by Verifile, uses the Electoral Roll to verify your current and previous addresses. The check looks for evidence of bankruptcies, voluntary arrangements (IVAs), County Court Judgements (CCJs) or anything else that raises suspicions of someone’s previous financial dealings.

 When carrying out the U.K. Credit Check, we will leave a footprint, as this is required by law. This footprint, however, is only visible to you, and lenders carrying out credit checks in the future cannot see the footprint of the check.

RECAP:

The candidate will now understand whether the U.K. Credit Check will leave a footprint in your credit file.

FURTHER READING:

For more information on the U.K. Credit Check, please visit our webpage:

Verifile Background Screening Services.

What do Financial Checks involve, and will they affect my Credit Score?

Will the U.K. Credit Check affect my credit score?